Insights

Covenant compliance is a major operational drain in commercial banking, where teams spend 30–40% of their time on manual tracking and testing. This high operational overhead is why smaller commercial loans were traditionally unprofitable to service.

This video reveals how CovenantFlow, our AI-powered covenant management platform, eliminates this constraint by automating the end-to-end workflow. This delivers up to 70% reduction in manual covenant tracking time, reducing the marginal cost of compliance per loan to near-zero. This transformation unlocks new profitable growth capacity into mid-market and small business segments.